Who does not pay the VA funding fee, and how to confirm it
Exemption on an IRRRL
Short answer
Funding fee exemption applies across VA loan types, including the IRRRL, when you meet an exemption category. Check that the Loan Estimate shows no funding fee and that your COE shows the exemption.
Last reviewed against the primary sources listed below.
Confirm
- Funding fee line on the estimate.
- Exemption status on the COE.
Exemption questions
Am I exempt from the IRRRL funding fee?
If you meet an exemption category.
Where do I check?
Your COE and Loan Estimate.